© Copyright 2023 - All Rights Reserved, Owner Only Benefits LLC

&

Revolutionary Health Program 

for Businesses 

Primary Care Focused with Major Health Event Protection*

A Solution for High Deductibles, Unaffordable Protection, & Medical Price Gouging Without Sacrificing Care

* Health Access Benefits (HAB) - Membership is offered by Health Access Solutions, a Florida Corporation.  Major Health Events covered (& customized) via Zion HealthShare cost-sharing and individual ICHRA plans for each participating business / individual.  HAS+Zion HealthShare Quote shown is for an age 18-29 participant with a $2.5K IUA (pricing as of 1/1/23).  Please Note:  Zion Health prioritizes individual responsibility and healthy living. For this reason, members who use any tobacco products, including cigarettes, cigars, chewing tobacco, snuff, pipe tobacco, or vapes will receive a monthly tobacco surcharge of $50 per household.  TeleMedicine service provided via included Bowtie partnership.

HIPnation + Sedera (cost sharing) with ICHRA

What Is It Exactly?

Based on a Pay-for-Care Model 

(not lining the pockets of insurance companies)

2 Parts  

Part 1:  Employee Assistance Program

Coverage for Primary Care & Annual Medical Procedures (plus Dental/Vision Benefits) 

Part 2:  Health Protection Plan

Protection vs Major Medical Events

Cash / Reimbursement Model

Provides Routine Medical Care, Vision/Dental Benefits, & Other Perks

* Huge Value - Low Cost.  Typically, treated as an "employee assistance program," the company pays premiums and employees enjoy the benefits.  Can be offered as a stand-alone benefit or in-conjunction with a Medical Cost-Sharing Plan.

Part 1:  Health Access Benefits (Employee Assistance Program)

Medical Cost-Sharing Plan Protects Against Major Health Events

Part 2:  Health Protection Plan

Protection vs Major Health Events

Why Utilize Health Access Solutions?

HIPnation + Sedera (cost sharing) with ICHRA

Pricing

Protecting Your Health

Employee Assistance Program & 

Major Health Protection Plans

Exclusive Interview with Joel Allumbaugh 

Founder & Principal - Health Access Solutions

No Networks.  Participants can visit any MD without fear of being out-of-network.

No Networks - See Any MD

Savings of 17-40%+ vs Traditional Medical Plans

Cost Savings

Only 2 Participants Needed - not the typically required 75% for traditional business health plans.  

Only 2 Participants Needed

Cost-Effective Benefit for ALL Employees - including 1099 employees.  Benefits can be carved-out for select groups.  

Flexible

Everything about this plan is simple (but powerful).  Easy-to-understand pricing, benefits, and implementation (even if  your employees are in multiple states).  

Simple But Powerful

Getting setup is a breeze as well as the ongoing management of the plan.

Easy Setup & Management

We Discuss

  • How it Works 
  • Best Fits & Uses
  • Comparisons vs Tradition Health Plans 
  • Pricing & Ease of Use
  • & Much More .....