Obtaining life, disability, and long term care insurance for the health impaired is extremely challenging and difficult.

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However, we are experts are finding insurance coverage where others can't.  We understand insurance companies (and their underwriting guidelines) are not the same and that they may treat an underlying health condition drastically different.   

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If you are looking for life, disability, or long term care insurance and have health concerns please contact us.  We'd be happy to help you.

Individual Insurance Plans

  for the Health Impaired