Voluntary Plans are the preferred way to offer Part Time, Hourly, or 1099 Employee Benefits (and/or fill holes in your current plan(s)) without adding additional costs or excessive administrative headaches.  Either employer or employee funded, employees have the option to participate or not (hence Voluntary).

These High-ROI plans include income/disability protection, primary care coverage, cancer insurance, hospital indemnity, telemedicine, and accident plans (among others) and can compliment what you currently have.  Enrollment can be done in-person or individually (or sometimes only notification's needed) and the benefit administration is typically handled online).  

1.  Employee Assistance Program -  Employer Funded.  Create mandatory waiting period (30/60/90 days) and then provide this for your employees as a reward.  The benefit is like a mini-health plan (among other benefits:  provides $ for preventative care, annual blood screenings, vision/dental benefits, $ for gym memberships, and more). Cost is roughly $120 per month per participant but extremely valuable (especially to those with no or limited healthcare protection).  In the Atlanta area, another option is offering HIPnation's DPC Wellness Plan (for approximately $110/per participant per month - participants receive unlimited 24/7 telemedicine, unlimited office visits to their primary care MD, and other perks).    

2.  Telemedicine Benefit -  Unlimited 24/7 MD Access for the participant and their family (if desired).  If Employer funded, Approximately $10 per month per participant (5 participant minimum) and the employer can set waiting periods for enrollment.  Employees can signup individually as well via www.gatelemed.net ($18/month). 

3. Traditional Voluntary Plan(s) - These include income/disability protection, hospital plans, accident plans (covers the participant) on/off the job), cancer plans, etc... Can be employer or employee funded.  Easy to offer, enroll, and implement.  Employees choose which plan they want (or none) and their desired coverage.

4. Non-Traditional Health Plan(s) - Can be employer or employee funded (minimum 2 participants).  Offers preventative health plan for primary medical needs coupled with a Medical Sharing Plan to provide protection vs a major illness or healthcare need.  Can be employer or employee paid. We partner with two of the best: HIPnation (for Atlanta) and Health Access Solutions (for U.S. as well as Atlanta)  

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We'd love to learn about your organization and help find solutions to attract, reward, and retain your 1099 employees.

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Please contact us or complete our Employee Benefit Questionnaire to get started.

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*Please note, all concepts, strategies, and products mentioned may not be suitable for you or your company. Information provided is not intended to be legal or tax advice. Please consult with your tax and legal advisor for specific tax questions.

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